Health Insurance

Medical Cover

Health Insurance

Inpatient (the core cover)

For health insurance, Inpatient is the core cover. It ensures that you are covered for Pre-existing, Chronic, Congenital, HIV/AIDS-related conditions, cancer treatment, organ transplant, lodger fees, accidental dental/reconstructive surgery among many more others.

The cover can also provide enhanced benefits:

  1. Cover for Pre-Existing, Chronic, Psychiatric, congenital and HIV/AIDS including related conditions.
  2. Countrywide Provider Network.
  3. Overseas inpatient referrals covered on credit under-listed hospitals.
  4. Cover for inpatient dental and optical treatment.
  5. Post hospitalisation benefit.
  6. Funeral expenses benefit.
  7. Free Cover for Covid 19 and related expenses

Eligibility:

  1. Adults between the age of 18 years and 80 years.
  2. Children from Day 1 (Full term baby at 38 weeks) up to 17 years.

 Optional Benefits:

  1. Outpatient cover.
  2. Maternity cover.
  3. Dental & Optical Cover.

Outpatient Cover

Outpatient cover pays for treatments, consultations, and diagnostics that do not require a hospital bed overnight. It is usually an optional add-on to standard health insurance (Inpatient) policies. Outpatient cover comes with different limits on the amount of annual coverage for the customer to choose.

Dental Cover

Dental cover pays for oral health and maintenance. It covers everything from routine check-ups to emergency care, including complex treatments such as fillings, crowns, and oral surgery. However, the cover does not include cosmetic work such as teeth whitening or veneers.

Maternity Cover

Children bring us happiness and blessings. As we prepared for our new bundle of joy, we should cater for the mother’s health and conditions pre-birth. This is why we have a Maternity Cover that caters for:

  1. Normal delivery including professional fees, labour and recovery wards for all plans.
  2. Costs of delivery, and other related ailments and complications including ectopic pregnancies, miscarriage, etc.
  3. Cesarean section delivery including professional fees, labour and recovery wards.
Health Insurance