The cover will pay the owner of the animal should the animal die in any of the following circumstances:
- Accidents: lightening, internal and external injuries, windstorm, snake bite, electrocution or flooding etc.
- Illness or disease: any animal illness or disease
- Epidemic: Widespread outbreak of an infectious disease affecting many animals at the same time in a region.
- Emergency slaughter on advice of qualified veterinary surgeon following an accident, illness or disease.
- Calving complications leading to death of insured animal
It covers these type of animals:
- Dairy Cattle – 3 months to 10 years
- Sheep – 2 months to 7 years
- Goats – 2 months to 7 years